Terms of service
Last updated 22 August 2026
Stewrd is operated by Loxicom. Using it means agreeing to what follows.
Accounts
You are responsible for what happens under your login, so keep it to yourself. Tell us promptly if you think somebody else has it. A church may remove your access to that church at any time; a church can never remove its own last owner.
What a church agrees to
The church signing up is responsible for the records it keeps, for having a lawful basis for keeping them, and for who at the church it grants access to. You agree not to upload anything unlawful, and not to use Stewrd to send messages that the recipient has not agreed to receive.
Paying for it
- A new church gets 30 days free. No card is required to start.
- After that, billing is per staff seat, monthly, in advance. Congregation members and volunteers are not seats.
- Adding somebody to a billable role changes your monthly total, and you are shown the new total and asked to confirm before it happens.
- Cancel whenever you like; the current month is not refunded.
- Prices can change, and we will tell you at least 30 days before they do.
Giving and donations
Donations are charged on your church's own payment account. Your church is the merchant of record — the money does not pass through Loxicom. Processor fees are your processor's; our fee is stated in your plan. You are responsible for the accuracy of the tax statements you issue, and for meeting the rules that apply to your church.
Your data
Your records remain yours. You can export them at any time, and you can ask for an export after you cancel. We do not sell them and we do not use them to train anything. See Privacy.
Availability
We work hard to keep Stewrd running and make no promise that it never goes down. We will give notice of planned maintenance where we can.
Ending it
You can close your church's account whenever you like. We may suspend an account that is not paid for, or one being used unlawfully — and where we can, we will tell you first and give you a chance to put it right.
Liability
Stewrd is provided as it is. To the extent the law allows, Loxicom's total liability is limited to what you paid us in the previous twelve months. Nothing here limits liability that cannot lawfully be limited.
Getting in touch
These terms have not been reviewed by a lawyer. Have them checked before you sign a church up under them.